HDFC Life Sampoorn Samridhi Insurance Plan Review
HDFC Life sampoorn Samridhi Insurance plan is a traditional endowment plan by HDFC Life. The plan is created for the well being of investors. It will help the investors to attaining their future goals. Maximum and minimum entry ages are described. An accident death benefit is also included in the plan.
HDFC Life Sampoorn Samridhi Insurance Plan
We are living in a world of business. Money making is the concept in a capitalised economy. Individuals must be careful about the money losing ways. Value searching is the right methode in the particulr situation. Value searching is not just running before money. It is a difficult process. Insurance is a hot sector in India. It is an essential and unavoidable matter in the modern times. A lot of insurance companies are offering similar products. Choose the right one is challenging for every investor. Here is a policy by HDFC Life. Its name is Sampoorn Samridhi Insurance Plan. This is a traditional plan. Plan is created for attaining the future dreams of investors with insurance coverage.
Minimum policy term is 5 years. Maximum policy term is 40 years. Minimum entry age is 18 years. Maximum entry age is 60 years. Maximum maturity age is 75 years. Premium can be paid annually, half yearly, quarterly or monthly. If the sum assured is above Rs 5 Lakhs, there will be a discount of 5% on basic premium with strict conditions. Sum assured plus attached bonuses will be the death benefit. In case the death is by an accident, an additional sum assured will be given to the nominee. In Enhanced Cover Option, if the policyholder dies after the policy term and before 99 years (age); an additional sum assured will be given. Revisionary bonus is the percantage of sum assured which will be declaired at the end of each financial year.
Maturity benefit in different options
Enhanced Cash Option
Sum assured plus revisionary bonus plus interim bonus plus terminal bonus along with enhanced terminal bonus.
Enhanced Cover Option
Sum assured plus revisionary bonus plus interim bonus along with terminal bonus.